If you have a significant amount of credit card or unsecured debt it’s often hard to get clear, accurate information about your options.  Consumers will find that there isn’t a “perfect option”, but there will definitely be a “best option” …

Over the years of counseling thousands of consumers on their finances I’ve seen several common mistakes that hold people back from getting effective solutions. The middle class in this country is disappearing and people are either moving up or down. …

Are you a business owner, self-employed, or know someone who is? A recent report by the Small Business Administration estimates that 40-70% of small businesses will have to close their doors within the next 5 years. Why? DEBT. Carrying a …