Are you a business owner, self-employed, or know someone who is? A recent report by the Small Business Administration estimates that 40-70% of small businesses will have to close their doors within the next 5 years. Why?
DEBT.
Carrying a high debt load, usually credit cards or business lines of credit, can severely cripple a companies monthly outflow and bottom line.
SOLUTION:
Negotiations and possible settlements and all unsecured debt are an option that helps get your creditors paid and release you from your debt obligations, but for a fraction of the cost.

TAXES.
The secret of the wealthy is that it’s not how much you make, but how much you keep. Those not in the “know” chronically overpay on their personal and business taxes by not taking advantage of all the legal tax codes, loopholes, and credits available.
SOLUTION:
Enterprise Zone tax credits, R & D credits, and other state and federal tax incentives exist for just about every single business. Often times a business can cash in on these savings for a period 4 years back. You need a specialist to review your eligibility and do the job right – this is not the same as filing a simple return.

ACCESS TO WORKING CAPITAL.
Having the funds, or access to the funds, to weather the inevitable ebb and flow of business is crucial to any small business success. Thin margins and dependence on consistent income leave no room for error. 97% of applicants who walk into a traditional bank for a business loan are denied after a long underwriting process.
SOLUTION:
Merchant advances are based on future credit card processing volume, and therefore quick and easy to fund. The average client qualifies for up to $25,000 within 10 days. Private investor small business loans make more common sense lending decisions with higher approval rates. Access to capital for advertising, inventory, paying vendors, paying debt, hiring, promotions, and expansion are the lifeblood of small business success.

Do you want examples of real life businesses who have utilised Debt Negotiations, Tax Credits and Incentives, and Working Capital to achieve massive success?

Donald Trump:
The icon of wealth in this country is a master at negotiating almost every single debt he has held. He understands that the bank is your business partner and will negotiate terms of repayments.
GE:
General Electric, a Fortune 5 company, made 13.5 billion in profits in 2009. They paid a grand total of $0 in US taxes by utilising legal tax loopholes, credits, and incentives.

Barnes and Noble:
The bookselling giant correctly utilized working capital to launch new products and squeeze out their biggest competitor, Borders, who is filing for bankruptcy. Barnes and Noble will capture almost all of their market share.

Contact us for a free, no obligation review of these facets of your business. If you don’t do something different and take advantage of every resource available you may end up another statistic.

916-548-6350 norm@unityfs.com
www.unityfs.com